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FTMO vs TopStep

Side-by-side comparison of rules, fees, and drawdown. Updated March 2026.

FTMO uses static (floor never moves) with a 5% daily loss limit and 80-90% profit split. TopStep uses trailing eod (floor moves up at end of day) with a 2% daily loss limit and 90-90% profit split. FTMO starts from 155; TopStep from $49.

FTMOTopStep
Evaluation Type2-step1-step
Drawdown TypeStatic (floor never moves)Trailing EOD (floor moves up at end of day)
Daily Loss Limit5%2%
Max Drawdown10%3%
Profit Target10%6%
Min Trading Days4None
Profit Split80-90%90-90%
Payout FrequencyEvery 14 daysWeekly
News Tradingallowedallowed
Overnight HoldingYesNo
Weekend HoldingYesNo
EA / BotsAllowedAllowed
Marketsforex, indices, commodities, stocks, cryptofutures
PlatformsMT4, MT5, cTraderNinjaTrader, Tradovate, TradingView
Cheapest Account€155 ($10,000)$49 ($50,000)
Which is better for you?

Scalping / Day Trading

FTMO allows overnight holding, giving more flexibility. FTMO's static drawdown is more forgiving for scalpers.

Swing Trading

FTMO is better — allows weekend holding. TopStep requires you to flatten before close.

Budget-Conscious

TopStep is cheaper to start ($49 vs €155).