TopStep $100,000 Account Rules
Last verified: 2026-03-21 | Official rules page
TopStep's $100,000 evaluation has a $2,000 daily loss limit (2%), $3,000 maximum drawdown (trailing eod (floor moves up at end of day)), and a $6,000 profit target. No minimum trading days. Fee: $99.
Rules by Phase
| evaluation | funded | |
|---|---|---|
| Daily Loss | $2,000 (2%) | $2,000 (2%) |
| Max Drawdown | $3,000 | $3,000 |
| DD Type | Trailing EOD | Trailing EOD |
| Profit Target | $6,000 | None |
| Min Days | None | None |
| News Trading | allowed | allowed |
| Overnight | No | No |
What This Means In Practice
You can lose max $2,000 in a single day.
Your account can never drop below $97,000.
If you grow to $101,000 by end of day, the floor moves up to $98,000. Your safety net stays the same size, but it follows you up.
At 1% risk per trade ($1,000), you can take 2 losing trades before hitting the daily limit.
Pros
- +Monthly subscription — cancel anytime ($49-149/mo)
- +100% of first $10K profit, then 90%
- +No minimum trading days
- +Weekly payouts
- +Supports TradingView
Cons
- -EOD trailing drawdown — floor moves up with profits
- -Must flatten all positions before market close (no overnight)
- -Consistency rule: no single day > 50% of total profit
- -Futures only — no forex