The5%ers $100,000 Account Rules
Last verified: 2026-03-21 | Official rules page
The5%ers's $100,000 Phase 1 has a $4,000 daily loss limit (4%), $4,000 maximum drawdown (static (floor never moves)), and a $6,000 profit target. Minimum 3 trading days. Fee: $375.
Rules by Phase
| phase 1 | funded | |
|---|---|---|
| Daily Loss | $4,000 (4%) | $4,000 (4%) |
| Max Drawdown | $4,000 | $4,000 |
| DD Type | Static | Static |
| Profit Target | $6,000 | None |
| Min Days | 3 | None |
| News Trading | allowed | allowed |
| Overnight | Yes | Yes |
What This Means In Practice
You can lose max $4,000 in a single day.
Your account can never drop below $96,000.
If you grow to $110,000, the floor stays at $96,000(static). Your profits don't shrink your safety net.
At 1% risk per trade ($1,000), you can take 4 losing trades before hitting the daily limit.
Pros
- +Static drawdown — simple, forgiving
- +News trading fully allowed
- +Overnight and weekend holding allowed
- +Scaling up to $4M account size
- +Profit split reaches 100% for consistent traders
Cons
- -Tight drawdown (4% daily AND 4% max)
- -Profit split starts low at 50%
- -MT5 only — limited platform choice
- -Primarily forex — limited instrument selection